ARYA
Tontines, mutual funds, associations

No one disputes the record of your association any more.

In the room or on the other side of the world, every member sees what they have paid, what they owe and what is coming to them. The committee runs the meetings; ARYA keeps a record that nothing erases.

Setup and takeover of your balances included. Your first two meetings are assisted, free of charge.

A member’s home screen in ARYA: what they owe in their two associations, what they have paid, their loans
The problem

The notebook, the WhatsApp group and the treasurer’s spreadsheet hold up… until the first dispute.

“Who paid what?”

One missing line in the notebook, one cell overwritten in the spreadsheet, and the meeting is spent redoing the accounts.

The treasurer under suspicion

Even an honest treasurer who keeps the cash alone ends up having to justify themselves. No one can check without them.

Members abroad in the dark

They contribute from afar without knowing where they stand, wait for answers, and end up losing heart.

What ARYA guarantees

Trust, in black and white.

Tontines, loans, penalties and statements are the means. What your association gets is a record no one needs to dispute.

Nothing is erased

A mistake is corrected by a reversing entry, with its reason, in plain sight. The history stays whole, meeting after meeting.

Every member sees where they stand

On their phone: what they have paid, what they owe, their loans, their turn in the tontine. No need to ask the treasurer.

From abroad as in the room

The member in Paris or Montreal declares their payment, follows the meeting live, bids and votes from their phone.

Verifiable statements

Each meeting is sealed and produces its PDF statement, overall and per member. A QR code proves it has not been altered.

A committee with clear rights

Each post has its holder and its deputy; important decisions go through the approvers the president appoints.

Your money stays with you

ARYA collects nothing. Cash, Mobile Money or bank: it records what moves, the association keeps its funds.

In pictures

Built for the meeting, and for those who are not there.

Home screen of a member of two associations
All their associationsWhat they owe and what they have paid, at a glance.
Declaring a payment from abroad, split across the funds
Paying from abroadThe member says what the payment is for; the treasurer confirms.
Live auction of the payout, with the auctioneer’s countdown
The payout at auctionLive, in the room and from abroad.

The app speaks French and English: each member chooses their language.

Getting started

Up and running in one meeting.

  1. A demonstration

    We show you ARYA on your association’s own rules: your tontines, your penalties, your funds.

  2. Setup and takeover

    We import your members and take over your balances where they stand. No need to wait for your cycles to end.

  3. Two assisted meetings

    We run your first two meetings alongside you, free of charge. Then you carry on, with our support.

Pricing

One simple fee, paid by the association.

The price follows the number of active members, never the amounts you record: you have no reason to keep a tontine off the record.

500 FCFA
per active member per month, minimum 10,000 FCFA per month
  • The app for every member, no limit
  • Setup and takeover of balances included
  • First two meetings assisted, free of charge
  • One month free when you refer another association
  • Outside sub-Saharan Africa: €2 per member, minimum €40

Let’s look at ARYA for your association.

Tell us your association’s name, its city and how many members it has: we will get back to you to arrange a demonstration.

Write to the ARYA team arya@orbit-tech.net